Our last newsletter to you celebrated the start of 2020 and the hope that this was going to be the year of plenty. Over the past few months, 2020 has turned out to be anything but plenty. With the arrival of the dreaded Coronavirus on our shores, life as we knew it would change drastically for all of us. Businesses and everyday people had to adapt to a new way of doing things and the lockdown, which was primarily aimed to delay the spread of the virus until public health facilities could be upgraded and readied for the wave of new infections, saw many businesses negatively affected as they could not trade. The motor industry as a whole was heavily impacted and many employers and employees have had to stretch their income to be able to ride out the lockdown.